Q: As a college student, how can I save money on my SR22 auto insurance certificate?

A: First thing: you need to call your company which issues your SR22 auto insurance certificate and find out what kind of discounts they have. You can’t do anything unless they are available, and if they aren’t, maybe you should get a new car insurance company. Now, there are two discounts which are best for college students, one being the good student discount and the other which is a discount for going away to college.

You can save money on your SR22 auto insurance certificate if you can show, via a transcript or something similar, that you make good grades at school. Requirements from your car insurance company may differ, but usually a B average is required. You must be a full time student at your college or university. High school students over the age of 16 also often qualify.

If you are going to school away from home, you also have the option to keep your SR22 auto insurance certificate on your parents’ policy. If you leave your car with them and only drive it when you are at home, you will pay very little for insurance.