Reader’s Question:

I am in Nebraska and I need to know if I have to provide my SSN to insurance company? Does Nebraska allow car insurance companies to check your credit history?

Tom

Omaha, NE

Insurance rates vary from one state to another. It also will depend on the make and model of your car, coverages, limits of liability, and driving record. Most insurance carriers run credit scores and most run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to check some undisclosed accident involvement.

What you can do is contact a local independent agent or broker. Don’t go across town, or to some other city in Nebraska. Look for someone close in your area which is in Omaha Nebraska. You may use the internet or you may you may be able find a professional licensed agent that will be able to help you answer your insurance problems, and give you rate comparisons of several different insurance providers.

Normally an independent insurance agent or broker will have a dozen different insurers and if he cannot assist you, he should be networked with other local agents that can.