Q: Is it worth it to raise my deductibles in order to get the cheapestsr22 insurance?

A: I think raising deductibles on your comprehensive and collision coverage is one of the best and biggest ways for car insurance policy holders to save money, but at the same time it also has the potential to be very costly, and so you should take a good look at your driving record and your finances before you go into something like this.

If you raise your deductibles on your extra coverage, you can get the cheapestsr22 because, since you are accepting a higher level of risk, your monthly premiums will go down. Of course, there is a catch–if you get into an at fault car accident, then you will have to pay your deductible before your car insurance company will pay for the damages to your car.

But you want the cheapestsr22…so consider a few things. First of all, think of how you’re doing financially. Can you afford to pay your deductible, or can you put aside money bit by bit for it? Now, your driving record. How likely are you to get into an at fault accident, anyway? Do you trust yourself not to?