Car Insurance Rate Lincoln, Nebraska NE
Reader’s Question:
My insurance company in Lincoln, Nebraska wants to increase my car insurance premiums due to a bad credit record. Do all insurance companies run credit check?
Hughes
Lincoln, Nebraska
Not all insurance companies check credit score when an individual buys car insurance so you may be able to find one in your area that would not check your credit score as part of their rating system.
The best way is to shop around for car insurance and find an insurer that does not check credit score as a rating factor until you are able to build up a better credit score.
The amount that a credit rating can affect your car insurance rates in some states is governed by the state’s insurance regulator. To check if your state has regulations regarding car insurance providers using your credit score as part of the rating process contact this state agency.
Tags: auto insurance, Car Insurance Company