Reader’s Question:

My son received 2 DUIs in less than a year, the recent DUI will be three years old this December. Will he be able to purchase private truck insurance? I live in Lincoln, Nebraska?

Gary

Lincoln, NE

Driving while impaired is a major offense in Nebraska. The penalties for a second offense may include between thirty days days and six months in jail, a $500 fine and a 1 year license revocation or suspension.

Additionally, for each DUI offense it is 6 points against your driver’s license. Convictions stay on your driving record for 5 years in Nebraska. If you accumulate 12 points in a two year period, your driver’s license is automatically revoked as well.

If your son has finished with the penalties he received for his DUIs and has had his driver’s license reinstated he should be able to get insurance for a private passenger car or truck. However, he might be regarded as a high risk by insurance providers due to his driving record.