Reader’s Question:

I’m getting ready to move to another state in a couple of months. What is the proper way of canceling my auto insurance company in Lincoln, NE?

Clarisse

Lincoln, NE

While most auto insurance policies say that you, the insured, can cancel your policy at any time during the policy period by sending a written notice stating the effective date of cancellation, it may not sound easy as it sounds. So, is there a proper way of canceling your policy? In order to avoid problems that may arise after your insurance is canceled, here’s what you should do. First, you need to call your Lincoln, NE insurance agent or the insurance company itself and inform them that you wish to cancel your coverage. Let them know the exact date, because if not, you may end up unwittingly driving around without insurance. Then, you will receive a cancellation request form. Most likely, the form will have all the information filled out when you get it, so you only need to sign it. Take care though since mistakes still do happen. Check the information that your car insurance agent or the company filled in. You’ll receive confirmation by mail that your cancellation request has been processed.

In addition, if you switch to another insurance company and fail to formally cancel your previous policy, you need to prove to your former insurance company that you have new coverage. Normally, all you need to do is send a copy of either your current insurance identification card or the front page of your new premium statement. Make sure that the document includes all the necessary information like your name and your current policy number on it, and send it along with the cancellation form. If you’re going to move to a state where auto insurance is not required, you don’t have to prove you have new coverage.

Tags: auto insurance, autos, Car Insurance Company